प्रॉपर्टी की कीमत के अलावा कई अतिरिक्त खर्च होते हैं, जो अक्सर नज़रअंदाज़ हो जाते हैं।
Budget for these costs so there are no surprises at registration.
Costs to include
- Stamp duty and registration fee
- GST on under-construction property (generally not on ready-to-move; confirm current rules)
- Annual property tax
- Maintenance or society charges
- Brokerage or agent fee, often about 1 to 2 percent
- Home insurance (optional but recommended)
- Capital gains tax when you sell
- Loan processing, legal and valuation fees
Plan a buffer
Keep a buffer of at least 8 to 10 percent of the property value for registration and other expenses. Tax rules change often, so confirm with a chartered accountant.
Frequently asked questions
How much extra should I budget over the property price?
A common planning figure is around 8 to 10 percent for stamp duty, registration and other costs, though it varies.
Is GST charged on every property?
GST generally applies to under-construction property and not to ready-to-move. Confirm current rules.
Does Dream Haveli charge a brokerage fee?
Please ask us for the fee structure for the specific property before you visit.
This guide is general information, not legal, tax or financial advice. Rules and rates change, so confirm current details with the relevant authority or a qualified professional.