Jaipur property glossary

Patta

A lease deed issued by the JDA or the Rajasthan Housing Board that confirms a person’s right over a plot.

Society patta

A patta given through a co-operative housing society scheme. It is not the same as an authority patta, and the rules on its registration have changed, so verify the current position.

JDA (Jaipur Development Authority)

The authority responsible for planning and approving schemes, layouts and building plans in the Jaipur region.

RERA

The Real Estate Regulatory Authority. Rajasthan RERA registers real estate projects and publishes their status. Registration improves transparency but is not a guarantee of title or possession.

Sale deed

The registered document that transfers ownership from seller to buyer.

Agreement for sale

The agreement signed before the sale deed that sets out price, area, possession date and other terms.

Chain of title

The history of ownership of a property, usually examined for the last 30 years.

Encumbrance certificate (EC)

A record that shows whether a property has any registered loan or legal burden.

Mutation (namantaran)

Updating the municipal or revenue records so that the new owner’s name appears.

Jamabandi

The revenue record of land ownership and cultivation in Rajasthan.

Khasra number

The number given to a parcel of land in revenue records. It helps match a plot with its record and physical location.

90-A

The provision under Rajasthan law for converting agricultural land to non-agricultural use. Always verify the current rules and the conversion documents.

DLC rate

The government’s minimum valuation for a locality, used to calculate stamp duty. Duty is usually charged on the higher of DLC value and sale value.

Stamp duty

A state tax paid on a property transaction. Rates depend on the buyer category and policy and can change.

Registration fee

A separate fee paid to register the sale deed with the sub-registrar.

Carpet area

The usable floor area inside a flat, excluding walls, balconies and common areas.

Built-up area

Carpet area plus the thickness of walls and areas like balconies.

Super built-up area

Built-up area plus a share of common areas such as lobbies, lifts and stairs.

Loading

The percentage by which super built-up area exceeds carpet area.

Gaj

A square yard, equal to 9 square feet. The usual unit for plot size in Jaipur.

Bigha

A traditional land unit. In Jaipur the pucca bigha is commonly 27,225 sq ft and the kachha bigha 17,424 sq ft. Confirm which one the record uses.

Biswa

A twentieth of a bigha.

Completion certificate (CC)

A certificate that says construction was completed as per the sanctioned plan.

Occupancy certificate (OC)

A certificate that says the building is fit to be occupied.

NOC

No Objection Certificate. Departments such as fire, water and electricity may issue them for a building or project.

Power of attorney (PoA)

A document that lets someone act for the owner. Verify its validity, scope and revocation status.

Under-construction, ready-to-move, resale

Under-construction property is still being built, ready-to-move can be occupied now, and resale is a previously owned property being sold again.

Rental yield

Annual rent as a percentage of the total acquisition cost. Gross yield ignores costs, net yield subtracts them.

EMI

Equated monthly instalment, the fixed monthly payment on a loan.

Loan-to-value (LTV)

The share of the property value that a bank is willing to lend.

General information, not legal advice. Rules and rates change, so confirm with the relevant authority or a property lawyer.